About

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Customer Support

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Who We Are

We Prioritize and Protect Your Finances.

To enable members to obtain loans for necessary purposes at reasonable interest. To improve members economic power and spiritual upliftment by extension

We are dedicated to fostering a spirit of cooperation among our members, improving local, educational, and living standards, and supporting the growth of cooperative societies across Nigeria.

To strengthen members’ economic power and overall well-being.

Our Features

Explore Our Features

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Transfer Money

You are able to transfer your funds within the SMPCS or other banks we support by adding your beneficiaries

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Deposit Schemes

We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.

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Take Loan

We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.

How it works

It's easy to join with Us

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Repayment & Tracking

App provides repayment schedule with due dates. Users can repay via linked payment methods (bank transfer, card, mobile money). Notifications for upcoming or missed payments. Track loan status (Active, Paid, Overdue).

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Loan Approval & Disbursement

App evaluates eligibility using: Credit score/history (or internal scoring system). Income details or alternative data. Approved loan amount is credited to the user’s bank account or wallet.

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Loan Application

User selects loan amount and repayment duration. System calculates interest and displays repayment schedule. User submits the application for approval.

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User Registration & Profile Setup

User signs up using phone number, email, or social login. Profile includes personal details (name, address, ID verification, bank details). Optional: KYC (Know Your Customer) verification for compliance.

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